Based in Dubai · Working worldwide

Beyond numbers. Where your financial partnership begins.

Reshaping the financial skyline of your business

Financial modelingfor founders raising capital
Fractional CFOmonthly retainer for SMEs
Partner networkaccounting, tax and audit
Our role

We go beyond the numbers. Spero brings clarity, structure and direction to businesses at every stage of growth, so the people running them can decide with confidence.

01

Strategic financial partnership

A clear financial strategy for SMEs, with structure and direction across complex financial landscapes.

02

Insight-driven decisions

Robust insights and frameworks that let leadership act early, at every level of the organisation.

03

Sustainable growth

Disciplined financial architecture built for resilience and long-term value creation.

Our services

Two ways we work with you

A defined project for founders preparing to raise, or a fractional CFO on a monthly retainer for established businesses.

Project-based engagement · For founders

Investor-ready financial modeling

For startups preparing to raise their pre-seed or seed round.

  • Linked 3-statement model: P&L, cash flow and balance sheet
  • Bear, base and bull scenarios driven from one switch
  • Unit economics, burn, runway and break-even
  • Use of funds tied to your raise
  • Transparent assumptions investors can test

Numbers you can defend in the room.

Discuss your raise
Monthly retainer · For SMEs

Fractional CFO services

For SMEs and growing businesses that need senior finance leadership without the cost of a full-time CFO.

  • Monthly management reporting pack
  • Budget vs actual with clear variance commentary
  • Rolling cash flow forecast and liquidity view
  • KPI dashboard built around your business model
  • Monthly review call with your fractional CFO

A clear view of the business, every month.

Book a call
Through our partnerships

Need more than reporting? We build the team around you.

When a client needs a wider finance setup, we bring in our partner firms and coordinate the work, so you have one point of contact instead of four.

Accounting & bookkeeping

VAT & corporate tax

Audit

Company setup & compliance

Delivered by licensed partner firms. Spero coordinates the engagement and keeps it aligned with your reporting and plans.

Our service framework

We support you across five key areas

Each area builds on the next, creating a strong and resilient financial foundation.

01

Financial strategy & planning

  • Long-term financial vision
  • Growth strategy alignment
  • Risk assessment
  • Scenario planning
  • Business model review
Clear direction, better decisions
02

Cash flow & liquidity

  • Cash flow forecasting
  • Working capital optimisation
  • Liquidity planning
Proactive cash management
03

Budgeting & forecasting

  • Annual budgeting
  • Rolling forecasts
  • Variance analysis
  • KPI development
  • Financial dashboards
Stronger oversight, smarter planning
04

Cost management & profitability

  • Cost structure analysis
  • Margin analysis by product
  • Break-even calculations
  • Cost reduction opportunities
Efficient operations
05

Financial reporting & analysis

  • Monthly financial review
  • Profit & loss analysis
  • Balance sheet insights
  • Custom dashboards
Data-driven decisions
Industries

Strategic financial intelligence

Start-ups & founders

Turn your vision into numbers investors trust.

Financial planning · Financial modelling · Investor reports · Cash flow planning

F&B & hospitality

Know exactly where your margin goes, and take it back.

Financial planning · Profitability analysis · Multi-outlet P&L · Cost control

Healthcare & wellness

Strong patient outcomes deserve equally strong financials.

Financial planning · Revenue cycle analysis · Cost per service · Growth modelling

Oil, gas & solar energy

Complex projects need financial clarity at every stage.

Financial planning · Project cash flow · Budget management · Variance analysis

Real estate & property

Every deal should be built on numbers before it's built on land.

Financial planning · Investment analysis · Development feasibility · ROI modelling

Your business

Clarity, control and confidence, whatever the industry.

Financial planning · Management accounts · KPI dashboards · CFO advisory

Start-ups & founders

Turn your vision into numbers investors trust.

Financial planning · Financial modelling · Investor reports · Cash flow planning

F&B & hospitality

Know exactly where your margin goes, and take it back.

Financial planning · Profitability analysis · Multi-outlet P&L · Cost control

Healthcare & wellness

Strong patient outcomes deserve equally strong financials.

Financial planning · Revenue cycle analysis · Cost per service · Growth modelling

Oil, gas & solar energy

Complex projects need financial clarity at every stage.

Financial planning · Project cash flow · Budget management · Variance analysis

Real estate & property

Every deal should be built on numbers before it's built on land.

Financial planning · Investment analysis · Development feasibility · ROI modelling

Your business

Clarity, control and confidence, whatever the industry.

Financial planning · Management accounts · KPI dashboards · CFO advisory
Precision analytics

Predictive AI. Human oversight.

Intelligent forecasting closes the gap between historical reporting and future performance. We combine advanced modeling with senior financial judgement to map out where your profitability is heading.

0XFaster scenario planning
0%Confidence interval
Rolling cash forecast12 months
Every model output is reviewed and signed off by the Spero team before it reaches you.
How we work

A clear path to financial clarity

Structured yet flexible, and built to add value from the very first conversation.

01

Discovery & diagnosis

A deep look at your financial health, business model, pain points and strategic goals.

02

Framework design

A financial framework built around your needs. No templates, no one-size-fits-all.

03

Implementation & support

We work alongside your team to put it in place, building capability and confidence.

04

Ongoing review

We monitor, refine and adapt your financial strategy as the business evolves.

The founders

The minds behind your financial success

Experienced finance professionals with deep multinational expertise, working directly on every engagement.

Catherine Candea
Catherine Candea
Treasury & Liquidity · Co-Founder

Master's in International Finance & Entrepreneurship. 8 years in treasury administration within multinational environments. Expert in liquidity planning, cash flow management and financial performance monitoring.

"Cash is the heartbeat of the company."

Stefania Anghel
Stefania Anghel
FP&A & Controls · Co-Founder

7 years across FP&A, audit, financial controls, budgeting and analytical reporting. Multinational experience in Oil & Gas, Consulting and Banking. Expert in SAP, BPC and Power BI.

"Planning and forecasting give meaning to the numbers."

Community

Come meet us at our events

Beyond client work, we are building an ecosystem in Dubai where founders, investors and advisors actually meet.

Pitch night

Founders on stage

Early-stage founders pitch to investors and get direct, honest feedback on the business and the numbers.

Networking

Founders & investors

Relaxed evenings to meet the people building and funding companies in the region, without the conference noise.

Ecosystem

The right introductions

We connect founders with investors, advisors and partner firms, so good companies find the support they need.

Follow us on Instagram

Redefining the financial skyline of your business

Spero events

Join the guest list

Pitch nights and founder & investor evenings in Dubai. Tell us a little about you and we will send the invitation for the next event.